New Jersey adds a modest state supplement to the federal SSI payment — $33/month for an eligible individual — bringing the combined total to roughly $1,000/month before countable income is deducted. It's a smaller add-on than neighboring New York's, which matters for the many New Jersey applicants who live within commuting distance of Manhattan or Philadelphia.
How the Combined Total Works
The federal SSI baseline for 2026 is $967/month for an individual. New Jersey's supplement adds $33 on top, statewide, regardless of county. For residents of Bergen, Hudson, or Essex counties near New York City, or Camden and Gloucester counties near Philadelphia, this combined amount sits far below local rent — a gap not fully closed by the supplement.
💡 SSDI does not change based on where you live in New Jersey or anywhere else — it's calculated solely from your work history and earnings record.
Why the New Jersey Supplement Is Modest
Compared to New York ($87) or California ($180), New Jersey's $33 supplement is on the lower end among states that offer one at all. Combined with high housing costs in the state's northern and southern metro corridors, many recipients pair SSI with other state assistance programs to cover the gap between the federal-plus-state total and actual living expenses.
Frequently Asked Questions
How much is the New Jersey SSI supplement?
Approximately $33/month for an eligible individual, bringing the combined federal + state total to roughly $1,000/month before countable income is deducted.
Is the supplement higher near New York City or Philadelphia?
No — it's a flat statewide amount that does not adjust for local cost of living, even in the higher-cost counties near those two metro areas.
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