Vermont adds $45/month to the federal SSI payment for an eligible individual, bringing the combined total to roughly $1,012/month before countable income is deducted. Vermont is one of the least populated states in the country, and its supplement reflects a rural cost-of-living reality that's easy to overlook next to headline-grabbing states like California or New York.
How the Combined Total Works
The federal SSI baseline for 2026 is $967/month for an individual. Vermont's $45 supplement applies statewide — there's no separate rate for the Burlington area versus the state's more remote rural counties, even though the cost of transporting goods and accessing services can vary significantly across Vermont's mostly rural geography.
💡 SSDI is unaffected by state of residence. Only SSI carries Vermont's state supplement, applied at a flat statewide rate.
A Rural State With Real, if Modest, Cost Pressures
Vermont doesn't rank among the highest cost-of-living states nationally, but its low population density means many residents — including SSI recipients — face higher costs for transportation, heating, and access to services than urban cost-of-living indexes alone would suggest. The $45 supplement is smaller than what neighboring Massachusetts or Connecticut provide, but it's a real, if partial, acknowledgment of those pressures.
Frequently Asked Questions
How much is the Vermont SSI supplement?
Approximately $45/month for an eligible individual, bringing the combined federal + state total to roughly $1,012/month before countable income is deducted.
Does the supplement vary within Vermont?
No — it's a flat statewide rate regardless of which Vermont county or town you live in.
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